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A Personal Loan is a form of unsecured loan availed by individuals on the basis of specific criteria, such as level of income, employment history, credit score, and scope for repayment.
The loan is usually taken for the fulfillment of personal needs from a banking institution or a non-banking financial company (NBFC). Borrowers can use online tools available at neutral financial websites, such as the Personal Loan EMI Calculator, to assess the interest payout throughout the tenure before applying for a personal loan.
Compare Car Loan Interest Rates*
| Bank/Lender Name | Car Loan Interest Rate | Loan Processing Fees |
|---|---|---|
SBI |
9.25% onwards | 0.50% of Loan Amount +ST Min: Rs.950.00 +ST, Max: Rs.9100.00 +ST |
| HDFC Bank | 9.35% onwards | Rs.2825 to Rs.5150 (depends on the loan amount) |
| ICICI Bank | 9.55% onwards | Rs.2500 to Rs.5000 (depends on the loan amount) |
| Axis Bank | 9.50% onwards | Rs.3500 to Rs.5500 |
| IDBI Bank | 9.95% onwards | NIL |
| Punjab National Bank | 9.25% onwards | 1% of the loan amount. (Max-Rs.6000) |
| Bank of India | 9.25% onwards | Rs.500/- plus S.T. or 1% of loan amount. Min: Rs.500 and Max: Rs.10,000 |
| Syndicate Bank | 10.1% onwards | Up to 2 Lakhs: Rs.1.25 per thousand. Minimum: Rs.125/-Above 2 lakhs: Rs.200 per lakh. |
Please Note*: The figures provided in the table above are indicative only and are subject to change from time to time.
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Be Alert Be Safe - Some fraudsters, imposing as Bank officials are making hoax calls to people and asking for their confidential information such as ATM Card no. /ATM PIN/CVV no. This information is solely used to cheat the customers in the name of ATM card expiry renewal, Loan Offers, data validation, job offers, prize, lottery winning and for other illicit purpose. We advise that We NEVER makes phone calls, sends e-mails/SMS asking customers to disclose their personal or security information such as username, password, one time SMS password(OTP), Card/PIN/CVV no.
Disclaimer* - Information is sourced from respective Banks websites. We don't provide Loans on our own but ensures your information is sent to bank which you have opted for and we do not charge any fee from our customers. Tech Reveals has no sales team on its own and we just help you to compare loans. We do not provide any dsa of Banks. All loans are on discretion of the associated Banks