Tech Reveals
Apply for Personal/Business/Home Loans
Enter your 10 digit mobile number (अपने मोबाइल नंबर बताएं)
Get Your FREE Credit Score in 2 Mins.
Detailed analysis of your credit profile which includes an assesment of your borrowings,yor payment history and enquries
Application Status
Track Application Check Loan Eligibility Credit Card Eligibility Check Credit Score
A Personal Loan is a form of unsecured loan availed by individuals on the basis of specific criteria, such as level of income, employment history, credit score, and scope for repayment.
The loan is usually taken for the fulfillment of personal needs from a banking institution or a non-banking financial company (NBFC). Borrowers can use online tools available at neutral financial websites, such as the Personal Loan EMI Calculator, to assess the interest payout throughout the tenure before applying for a personal loan.
How is the credit score calculated?
It could be puzzling if you do not know on what basis the credit score is calculated and what goes into the calculation of this three-digit number. Each credit bureau generally uses similar parameters to bring out the score. However, you might find variance in the result as they allocate different value to each parameter. Following are the parameters that truly determine your credit score.
- 1. Payment history - On-time and consistent repayment provides a positive score
- 2. Credit Utilization Ratio - Having low credit usage on your credit card provides a much-needed boost
- 3. Credit history - The longer the credit history, the higher the credit score.
- 4. Credit mix - Having a mix of secured and unsecured credit is a proof to the lender that you are able to handle the credit efficiently
- 5. Hard enquiry - Taking out credits within short time negatively affects your credit score as there are too many hard enquiries involved
Please Note*: The figures provided in the table above are indicative only and are subject to change from time to time.
Most Searched
Be Alert Be Safe - Some fraudsters, imposing as Bank officials are making hoax calls to people and asking for their confidential information such as ATM Card no. /ATM PIN/CVV no. This information is solely used to cheat the customers in the name of ATM card expiry renewal, Loan Offers, data validation, job offers, prize, lottery winning and for other illicit purpose. We advise that We NEVER makes phone calls, sends e-mails/SMS asking customers to disclose their personal or security information such as username, password, one time SMS password(OTP), Card/PIN/CVV no.
Disclaimer* - Information is sourced from respective Banks websites. We don't provide Loans on our own but ensures your information is sent to bank which you have opted for and we do not charge any fee from our customers. Tech Reveals has no sales team on its own and we just help you to compare loans. We do not provide any dsa of Banks. All loans are on discretion of the associated Banks