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A Personal Loan is a form of unsecured loan availed by individuals on the basis of specific criteria, such as level of income, employment history, credit score, and scope for repayment.
The loan is usually taken for the fulfillment of personal needs from a banking institution or a non-banking financial company (NBFC). Borrowers can use online tools available at neutral financial websites, such as the Personal Loan EMI Calculator, to assess the interest payout throughout the tenure before applying for a personal loan.
Two-wheeler insurance plan is a general insurance product, which ensures an iron-clad protection for a two-wheeler and its owner/driver against unfortunate events, including road mishaps, accidents or natural disasters that may require an unforeseen expense for the owner. A two-wheeler insurance policy eases out the financial burden that may arise out of situations involving damages or loss occurred to the owner/driver, the insured vehicle, or any third party or their property.
As per the Indian Motor Vehicle Act, 1988, it is mandatory for any two-wheeler plying on the Indian roads to have a valid insurance plan. Two-wheeler insurance plans not only provide coverage against third-party liability but also offer comprehensive coverage to the owner/driver of the two-wheeler. These plans cover Death or Disability of owner/driver and the cost of repair incurred due to damages occurred to own vehicle.
There are umpteen benefits of two-wheeler insurance plans. Here, we are listing just 5 of the top benefits of two-wheeler insurance plans for policy holders.
Check them out:
Basically, two-wheeler insurance plans are categorized into two types and each of these two types offer different set of benefits and perks to the policy holders.
The sheer multiplicity of two-wheeler insurance service providers and plans in the market can baffle even the most seasoned of investors. Therefore, it makes sense to consider a few vital factors when investing on two-wheeler insurance plans.
Here are 4 such factors that one must carefully consider before buying two-wheeler insurance plans in India:
Be Alert Be Safe - Some fraudsters, imposing as Bank officials are making hoax calls to people and asking for their confidential information such as ATM Card no. /ATM PIN/CVV no. This information is solely used to cheat the customers in the name of ATM card expiry renewal, Loan Offers, data validation, job offers, prize, lottery winning and for other illicit purpose. We advise that We NEVER makes phone calls, sends e-mails/SMS asking customers to disclose their personal or security information such as username, password, one time SMS password(OTP), Card/PIN/CVV no.
Disclaimer* - Information is sourced from respective Banks websites. We don't provide Loans on our own but ensures your information is sent to bank which you have opted for and we do not charge any fee from our customers. Tech Reveals has no sales team on its own and we just help you to compare loans. We do not provide any dsa of Banks. All loans are on discretion of the associated Banks